Why should you pre-pay or pre-plan your funeral?

Although we cannot predict our death, we can regain a sense of control by pre-planning or pre-paying for our funeral.

Pre-planning your funeral enables you to have all of your wishes met by personalising your funeral to your taste as well as taking the stress and burden away from loved ones at an already difficult time.

Should you choose to pre-plan your funeral, you do not necessarily need to also pre-pay for it. However, many people feel that staying organised can help make pre-planning your funeral less overwhelming and the finances can be spread over a longer time frame if required.

There are many different funeral plans to choose from, but what is important is that you use funeral directors that you feel comfortable with and that you can trust.

Coles Funeral Directors are an independent, family run Funeral Directors whose aim is to give you peace of mind and to help you make the right decisions for your family.

Below is a breakdown of how pre-planning and pre-paying for your funeral would work and explains the benefits to you and your loved ones:

Pre-planning your funeral

According to the National Funeral Directors Association (NFDA), pre-planning your funeral allows you to have peace of mind and comfort knowing that all of the decisions are taken care of and your loved ones won’t be left arranging your funeral whilst they are in the grieving process.

When you pre-plan your funeral, you can choose the funeral directors that you want to use, your final place of rest, determine the budget for your funeral and plan decorations and other personal touches that you may want.

Pre-paying for your funeral

When deciding whether to pre-pay for your funeral, some important questions to consider are:

How are you paying for your funeral?
You can pay in one lump sum or the payments can be spread over a longer period. We have many options to suit all kinds of budgets.

What will happen to the money that you pre-pay?
The money is held securely in Trust until the time of maturity. The Trust then pays your chosen funeral director (Coles Funeral Directors) at the time of need.

Can your plan be cancelled if you change your mind?
The plan can be cancelled at any time, but depending on the type of plan taken out there may be a small administration fee to do this.

The benefits:

Removes the burden and worry left with your loved ones
Pay and lock in today’s price. Costs increase on average 80% every 7 years
You decide on the service you want, giving you peace of mind

For more information about pre-planning or pre-paying your funeral, visit our website at www.colesfuneraldirectors.co.uk or call and speak to one of our friendly staff on 029 2079 7516.