Pre-paying for your funeral is also a sound financial decision. Funeral costs increase, on average, 80% every decade. But by pre-paying, you ensure you pay today’s prices, and your family is protected against these rising costs, no matter what.
With easy, flexible payment options starting from just £6.23 a week, you can spread the cost and ensure you have the funeral that fulfils your wishes and is truly reflective of you, and your life.
A meeting with our Funeral Plan team takes just one hour of your time. Plus, we offer a no-obligation consultation so you can change your mind at any time
Coles Funeral Plan Enquiry
As an independent, family-run business, we pride ourselves on our personal approach – we’ve even won multiple awards for it. We know that planning ahead can be overwhelming, but we’re here to support you every step of the way and our clients tell us that setting up a plan is never as daunting as they first thought.
When you take out a funeral plan with Coles directly, the cost is fixed and guaranteed – we don’t hide anything in the small print. So, if funeral prices increase change due to inflation or third party costs change over time, you can rest assured that you – or your loved ones – will never have to pay any additional fees.
Here at Coles Funeral Directors, we provide funeral services that truly reflect individual wishes, helping to guide and bring peace of mind to everyone we support. From light, modern and inviting funeral homes to simple, easy to follow pre-planning and financial support services, a wide range of after care options and more – Coles Funeral Directors will support you every step of the way.
You can choose whether you would like a ‘Tailor-made’ or ‘fixed price’ plan. If you choose our Tailor-made option, this allows you to completely customise your funeral to your needs and wishes. Meaning, you select the finer details that you would like to see.
However, if you would like a fixed price plan that’s easy, straight-forward and where the thinking has been done for you, we have a range of options available for all needs and budgets.
If you’re looking to go directly to the Crematorium:
If you want to keep things simple, this plan includes:
If you’d prefer a classic service, this plan includes:
If you would like a superior send-off, this plan includes:
If you would like to take a ‘green’ approach, this plan includes:
A funeral plan allows you to pay for your funeral in advance – either in a lump sum or in monthly instalments. Your funeral wishes are clearly documented, and the plan freezes the costs at today’s prices. Funeral plans are available through many providers, not all of which are funeral directors.
When you purchase a funeral plan directly with us, you have the reassurance that your money is protected. You select how you wish to pay and, depending on your choice, your money is paid into the Golden Charter Trust or one of the UK’s leading life assurance companies. The Golden Charter Trust is a separate entity, run by an independent board of trustees, whose sole purpose is to manage the trust’s funds.
When you take out a funeral plan with Coles Funeral Directors, you are fixing the price of your funeral at today’s cost; we will never add additional charges later.
Our award-winning team is here to guide you through the process of personalising your plan and will advise you as to the best options available for your budget, so that you can:
Safe in the knowledge you’ve chosen the 3-time winner of Golden Charter’s Funeral Planner of the Year and Family Business of the Year and that your money is protected by the UK’s leading life assurance company.
It can be difficult to think about arranging your own funeral and that is completely natural. However, anyone who has taken out a plan will tell you of the satisfaction gained from putting your affairs in order and reflecting on the most appropriate arrangements.
Your plan should reflect your personal choices and funeral wishes. It’s why our team take the time to meet with you in the comfort of your own home or at our comfortable funeral homes and walk you through every detail, including:
When all the arrangements have been discussed, we will calculate the cost of the plan – and discuss any changes you wish to make – before taking any payment. There are never any hidden costs, and we will always work to your budget.
From as little as £6.23 a week and 1 hour of your time – you can have the peace of mind that when the time comes, your funeral is taken care of.
Wills are often left unread until after the funeral, so your wishes may not be passed on until after the service. Plus, planning ahead in this way does not allow you to access a fixed price funeral at today’s cost.
There are third party charges such as crematorium costs etc that are outside of our control. All Coles Funeral Plans include a £1,200 disbursements allowance which is inclusive of a £249 admin fee to Golden Charter (the plan provider). This is a fee taken by Golden Charter to set up the plan and for the necessary administration.
It just takes a quick call to our team for the plan to be activated and we will deal with everything else. The burden of funeral arrangements will be taken away from your loved ones so they can focus on what really matters.
There are various, flexible payment options for all needs and budgets.
If you have any further questions about our payment options, our team would be happy to help.