Finding the money to pay for a funeral if you are on a low income or have high financial commitments can be extremely stressful.
Particularly if your loved one’s death was unexpected or they didn’t make any provision for their funeral costs.
The good news is, if you get certain benefits or taxes, you might be eligible for financial assistance in the form of a Funeral Expenses Payment from the UK government.
How much you are eligible for depends on your circumstances, including any other money that’s available to cover the costs, such as an insurance policy or the deceased person’s estate.
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If you’re eligible, the Funeral Expenses Payment can help to pay for:
- Burial fees for a particular plot or cremation fees, including the cost of the doctor’s certificate
- Travel to the funeral or funeral transport, including the cost of moving your loved one within the UK (if being moved more than 50 miles)
- Death certificates or other documents and your funeral directors’ professional fees
- And the coffin/casket and funeral flowers.
For more information about how to check your eligibility and make a claim, visit the UK Governments website: www.gov.uk
Not Eligible for Financial Assistance
All is not lost. Coles has developed partnerships with a number of trusted and reputable finance providers that can help you to pay for the perfect send-off for your loved one. Depending on your individual circumstances, the following options could be helpful to you…
If there’s no estate and no provision made – paying for the funeral falls to the deceased family. However, to ease this financial burden, Funeral Safe is a specialist funeral loan provider, offering highstreet bank interest rates, no repayment penalties – and giving you complete control of the amount you borrow.
If your loved one has left an estate and you contract Curtis Legal to manage the probate process for you – Curtis Legal will pay all funeral costs in full, pending probate. Their fixed professional fee, along with the funeral costs will then be deducted from the balance of the estate when it has been settled.